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Board of Directors

Board of Directors

Norm Winters: Norm Winters has been in the banking and finance industry for over 35 years. He has worked for such companies as GE Capital, Chemical Business Credit (affiliate of Chemical Bank of New York), First Interstate Bank and other major institutions. Mr. Winters has a varied financial background having done large leveraged leases, asset based lending, mergers and acquisitions and USDA government guaranteed lending. He brings a unique skill set to the Board of Directors in that he has worked quite extensively with start up companies and understands the dynamic of risk and reward. Mr. Winters sits on the board of the National Rural Lenders Association that works for better cooperation between the USDA and lenders throughout the United States.

Todd Lugli: Todd Lugli is a man of great vision. For the last 20 years, he has been the Vice President of his family's business, Greater Mountain Financial, an investment and development company. In addition, he is the Founder and President of Happy Kids International, an organization which for the last 5 years has provided Haitian children with the needs of their body, mind and spirit. Before working in Haiti, Todd spent many years traveling around the world with his family doing much of the same thing in the poorest communities. He lives by the motto: "If a lot do a little, a lot gets done." Todd and his wife Gena have four kids and reside in Buellton, CA

Russell Lugli: Russell Lugli has been in construction and Real Estate development for decades; founding, running and taking multiple companies public. He was also on the finance committee for former State Senator, Jim Nelson. Russell is currently Chairman of the Board and President of 6 companies, with properties owned in California, Nevada and Washington. His expertise in business development and expansion is unsurpassed.

Dan Gregory, P.L.S.: Board Chairman
Dan Gregory has had a diverse 36 year career path which has included management positions in marketing and sales, real estate finance, land development/management in both public and private sectors, and he currently practices in the geospatial sciences. He is a Geomatics Engineer holding an active license as a Professional Land Surveyor in the State of California with a B.S. degree in Surveying Engineering. Mr. Gregory has served on numerous boards and as Chairman of the Northern California Section of the American Congress on Surveying and Mapping. He has been published in several professional publications and received numerous awards for his work as a Geomatics Engineer serving as a subject matter expert for the Board for Professional Engineers, Land Surveyors & Geologists, and has provided expert witness testimony in support of wild land fire investigations. Mr. Gregory brings a balanced and practical analytical view to the Board of Directors with a history of problem solving and consensus building to accomplish company objectives.

Steve Finger: Chief Executive Officer
Steve Finger has over 35 years of experience in sales and marketing. His marketing endeavors have encompassed items and services that range from telecommunications to nutrition. Among his endeavors he devised a way to market fashion watches at convenience stores which ordinarily did not carry such items. His company developed over 700 accounts in 5 states in one year. In 1996 Steve Finger co-founded International Teamworks, Inc. with his brother Stuart which in turn gathered over 150,000 customers. In 2009 Steve formed Good News Roofing in the Austin Texas area with his son Ian and the company was completely debt free in 90 days also earning an A+ rating with the Better Business Bureau. In 2013 Steve and Ian sold the company for a sizeable profit and the company has flourished by continuing to utilize a unique marketing plan developed by Steve Finger. Since 1986, throughout his career in different fields, Steve has enjoyed a full time income mostly on a part time basis in the field of Network Marketing. From a business point of view this has always been the most rewarding because of the opportunity it has afforded him to help others earn substantial incomes. Among his accomplishments, nothing is more precious to Steve than his deep faith and his family. Steve has been married for 35 years, is the father of 3 children and has 10 grandchildren.

Gordon Kohutek: Gordon Kohutek is a wise Texas businessman who served in the U.S. Army for over 20 years having achieved the rank of Lieutenant Colonel. He also obtained a Master's of Science in Civil Engineering from Texas A&M University. Gordon has owned a geotechnical engineering company for over 20 years. In the past, Gordon has dabbled in: surveying, trucking, and real estate, owning several properties in Texas. He along with his wife Lili, live on a farm in Texas along with chickens, cattle and 5 dogs. Gordon's passion is ranching. His adventurous spirit has led him to take numerous mission trips to places such as Haiti, Mexico, Colorado and Peru. He enjoys backpacking and hunting in the Rocky Mountains. Having faith in God's word, he understands that as long as the Earth remains, there will be seedtime and harvest; therefore one must save something to invest in the future.

Shules Hersh: Shules Hersh entered itinerant ministry at the same time as he and his young bride of four months moved from familiar Austin, TX to the bustling world of Los Angeles in January 2008. There, they staked everything on a dream to connect faith-driven entrepreneurs with a network of likeminded backers and consultants passionate about leveraging their skill sets and relationships to "be a positive influence on a global level." The company they helped to found, an internet based B2B networking platform, (and a crowdfunding pioneer), launched them into the thrilling world of Kingdom–minded business. Even during the height of the economic downturn, when funding eventually ran out, “the call” continued. Eight years, thousands of miles, three children, two successful business launches and one associate pastorate later, this risky beginning has developed Shules Hersh’s ministry into a recognized anointing of apostolic and pastoral influence with church and business leaders alike—from coast to coast and across the pond. Shules is uniquely equipped by both his experience and the call on his life, to relate to and speak the language of both the church house and the marketplace. He and his partner-in-all-endeavors Brooke, and their three beautiful children are moving back to Los Angeles to plant a church in 2017. And so the circle is complete it seems. People often ask Shules whether he feels called to ministry or business. He says: “If I understood the question, then I probably could give it a great answer.”

CTFO Corporate | 1300 Oliver Rd Ste 200 Fairfield, CA 94534
(707) 449-4567

CTFO Limited | Company Number: 11416910 | 72 High Street, Haslemere, Surrey, United Kingdom, GU27 2LA
+44 1428 661068

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